Merchant cash advance
An advance on your future sales, repaid from a set share of your daily or weekly revenue. Payments flex with how business is going, so slower weeks cost less than busy ones.
Example: repaid as a share of daily sales
Free matching service, not a lender
Working capital to build what's next.
Get Working Capital Now matches small-business owners with vetted funding partners for merchant cash advances and working capital. One short form, real options, no obligation, and all credit types considered.
Free for owners
No obligation
About 2 minutes
See your funding options
Tell us about your business to get matched.
Free for business owners
No obligation, no pressure
Bank statements, not just scores
Matched with multiple partners
Takes about 2 minutes
A simple plan to get funded
No stacks of paperwork and no applying to funders one at a time. Fill out one short form and let Get Working Capital Now do the legwork.
1
Tell us about your business
Answer a few quick questions in one short form: your industry, monthly revenue, and how much you are looking for. About 2 minutes.
2
We match you with funding partners
Get Working Capital Now shares your request with vetted, independent funding companies that work with businesses like yours.
3
Review your offers and get funded
Compare the options you receive and choose what fits. Approved deals are often funded within a few business days.
What you can fund
From day-to-day cash flow to a bigger move, Get Working Capital Now helps you reach funding partners for the capital your business needs.
Any amounts, rates, or terms referenced are illustrative examples only, not an offer of financing.
Working capital
Flexible funds for everyday costs like payroll, rent, and supplies, to keep the business running smoothly.
Equipment financing
Fund the tools, vehicles, or machines your business runs on, and spread the cost over time.
Business line of credit
Draw what you need, when you need it, and pay only for what you use. A cushion for uneven months.
Invoice and receivables funding
Turn unpaid invoices into cash you can use now, instead of waiting weeks to get paid.
Expansion capital
Open a new location, renovate, hire, or take on a bigger job with capital to match your next move.
Built for Main Street businesses
Owners across a wide range of industries use Get Working Capital Now to reach funding partners. If you run a business with steady revenue, there is likely a fit.
Restaurants & food
Retail & shops
Construction & trades
Trucking & transport
Auto & repair
Salons & spas
Medical & dental offices
E-commerce
Professional services
Manufacturing
Why owners choose Get Working Capital Now
One short form connects you to many funding partners at once, with no cost and no pressure. Here is what that means for you.
One form, many funders
Skip applying to funding companies one by one. Fill out a single form and reach several at once.
Free to use
There is no cost to you to get matched. Get Working Capital Now is paid by its funding partners, not by business owners.
All credit types considered
Funding partners look at your business and its revenue, not only your credit score.
No obligation, real people
Review your options with no commitment, and talk to a real person if you have questions along the way.
Questions, answered
Straight answers about how funding works and what to expect from Get Working Capital Now.
A merchant cash advance is an advance on your future sales. You receive a lump sum now and repay it from a set share of your daily or weekly revenue, so the amount you pay flexes with how business is going. It is different from a traditional term loan, and terms vary by funding partner.
Often within a few business days once you are matched and approved. Exact timing depends on the funding partner and how quickly you can share basic documents, such as recent business bank statements. Some owners hear back the same day they apply.
Getting matched through Get Working Capital Now starts with basic business details and does not require a hard credit check. Funding partners look mostly at your business and its revenue. Some may review your credit before making an offer, and they will let you know before running any hard inquiry.
Get Working Capital Now is free for business owners; we are paid by our funding partners, not by you. The cost of the funding itself, such as fees or a factor rate, is set by the funding partner and shown to you before you accept anything. Costs vary, and any figures you see on this site are illustrative examples only.
Many owners do. Most funding partners like to see steady monthly revenue and a few months in business, and all credit types are considered. There is no guarantee of approval, since each funding partner makes its own decision. The fastest way to find out is the short form.
No. Get Working Capital Now is a free matching and referral service, not a lender. We connect you with independent, third-party funding companies that make their own credit and funding decisions. Get Working Capital Now does not fund advances or make those decisions itself.
Ready to see your funding options?
One short form, no obligation, and all credit types considered. Find out what your business could qualify for.
Free for business owners. Get Working Capital Now is a matching service, not a lender.